Deutsch
Since 2014
142 partner banks
www.weltsparen.deFounded in 2012, Raisin is known in Germany under its investment platform WeltSparen. As a pioneer in easy-to-access savings, investment, and retirement solutions, we simplify access to global deposit and capital markets for individual investors—benefiting financial institutions as well.
Today, we are a fast-growing fintech working with over 180 partner banks from across Europe and the U.S., connecting them with savers. Our marketplaces provide straightforward access to a variety of investment opportunities.
Banks and other financial institutions use our international network and trusted digital infrastructure—powered by Raisin Bank and Raisin Technology’s Banking-as-a-Service solutions—to expand their deposit business and offer investors new, competitive savings products. All parties benefit from fully digital and user-friendly solutions delivered in record time.
In 2021, Raisin merged with leading B2B deposit platform Deposit Solutions to become one of Europe’s largest open banking fintechs.
We provide investors with access to best-in-class financial products, empowering them to shape their financial lives independently.
On our free and user-friendly marketplaces, savers can choose from hundreds of savings products from various European banks using just one investment account.
In Germany, we also offer an ETF-based investment and pension product alongside savings options.
Our banking and technology companies support the path to a better and more efficient financial system for everyone with "as-a-Service" solutions. Specialized subsidiaries have enabled us to develop and launch new products, ETF-based investment portfolios, and pension solutions.
Founded in 1973 as MHB, Raisin Bank is a fully licensed fronting and service bank that supports business partners without a banking license. Acquired by Raisin in 2019, it is now one of the first cloud-based banks in Germany, operating across the EU. As a Banking-as-a-Service provider, Raisin Bank AG serves the growing fintech community in Europe with a wide range of innovative, tailored services in lending, deposits, accounts, and payments.
Raisin Technology introduces the first product innovation in decades to the U.S. deposit market. With its Savings-as-a-Service software, financial institutions can offer investors not only competitive interest rates but also the ability to create personalized savings strategies automatically with just a few clicks.
Raisin enables German retail customers to build their private retirement savings with the first Rürup fund savings plan offering free ETF selection and guaranteed pension conditions. Companies can also offer their employees ETF-based occupational pension plans through Raisin.
We are proud to count many leading universal banks, savings banks, and cooperative banks across Europe and the USA among our partners. Our investment products are offered in collaboration with international asset management companies such as Vanguard and Moonfare.
Together with the following and many other partners, we are working to provide easier access to better financial products.
What advantages do you see in a partnership with Raisin?
Raisin is an important platform for us to reach private customers. It allows us to connect with individuals who might otherwise not consider fixed-income investment products. For investors, Raisin provides a wide range of products at top conditions, backed by professional service. This is a win-win for all parties involved.
Go to Aareal Bank ➜
What would you wish Raisin for the next 10 years?
That they continue as they have so far and carry on their successful business model.
Go to Aareal Bank ➜
What advantages do you see in a partnership with Raisin?
Since the bank's restructuring, we have invested a lot in our partnership with Raisin. As a market leader in technology, customer service, and reliability, Raisin is an ideal partner to support Banca Progetto’s growth. Through Raisin, we expand our brand presence in Germany, Spain, and the Netherlands.
Go to Banca Progetto ➜
What would you wish Raisin for the next 10 years?
We hope Raisin can consolidate its exceptional growth path from the past 10 years by maintaining its winning mindset based on tech development and tailored service.
Go to Banca Progetto ➜
What advantages do you see in a partnership with Raisin?
We have been working together successfully for many years. Raisin provides Münchener Hypothekenbank with an additional stable refinancing source besides the international money and capital markets.
Go to Münchener Hypothekenbank ➜
What would you wish Raisin for the next 10 years?
Continued success like in the first 10 years and a strong partnership with Münchener Hypothekenbank.
Go to Münchener Hypothekenbank ➜
What advantages do you see in a partnership with Raisin?
Since our early conversations in 2014, Raisin has opened up new funding channels while Creditplus generates reliable demand on the lending side. We complement each other perfectly within our growth strategy.
Go to Creditplus Bank ➜
What would you wish Raisin for the next 10 years?
All the best — not just for the next 10 years. We look forward to a continued, evolving partnership.
Go to Creditplus Bank ➜
What advantages do you see in a partnership with Raisin?
Raisin is the only way for a bank of our size and business model to offer term deposits abroad at a specific price. It also helps us diversify our funding sources.
Go to Banca Sistema ➜
What would you wish Raisin for the next 10 years?
We wish Raisin to be listed on the stock exchange and to remain independent from other financial services companies in the future.
Go to Banca Sistema ➜We are an international fintech whose vision is supported by leading investors from Europe and the United States.
The Raisin team combines entrepreneurial spirit with expertise in technology and finance.
Our company and marketplaces are pioneers in the financial industry. Our efforts to make saving and investing accessible to everyone have received numerous awards, including:
