With this ETF portfolio, you can choose from over 200 ETFs and index funds. You invest your money at a low cost of €36 per year and a 0.4% annual interest rate. You can pay your contributions via flexible deposits or a savings plan. Your annual contributions are 100% tax-deductible up to a maximum of €29,344.
Please note the risk disclosures.
With the ETF Rürup pension plan, you can deduct your annual contributions as retirement expenses. In 2025, up to 100% of your contributions are tax-deductible.
The Rürup pension, or "basic pension," is one way to benefit from tax-advantaged retirement provision.
As a top earner, you must expect a particularly large pension gap in retirement – and ideally, you can close this gap with tax relief.
With the Rürup pension, you can supplement your private retirement savings and deduct the contributions from your taxes.
With an ETF-based savings plan for your Rürup pension, you benefit from high return potential at low cost, as your gains remain tax-free until retirement. You retain full control over your flexible retirement portfolio and can adjust your fund selection at any time using our Fund Mixer. All available funds are listed in the fund overview. Automated rebalancing in five selectable intervals is included in the service.
With the ETF Rürup plan, your money is securely set aside in an account with flexible contributions and no obligation to make regular payments.
Der wohl größte Vorteil beim ETF Rürup ist die Förderung über Steuervorteile, die Sie über...
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You can easily access savings accounts in just a few steps using your usual WeltSparen online banking...
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Die Einzahlungen in Ihren ETF Rürup Vertrag können Sie flexibel gestalten. Einen...
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Raisin Bank's digital asset management is a consistent development of the proven Raisin investment philosophy, with which our investors have achieved above-average success since 2018.
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