How WeltSparen Works

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Save, invest, and plan for retirement with just one registration

✓ Attraktive Anlageangebote

✓ Intuitives Onlinebanking

✓ Kostenfreie Kontoeröffnung und Kontoführung

>1.000.000

active investors worldwide

Based on 8,748 reviews

In 10 countries

active in Europe and the USA

>70 Mrd. €

verwaltete Einlagen

Register easily and free of charge with WeltSparen

A good investment is simple and transparent – and our registration process is just as simple. Investing money with WeltSparen is easy. With just one registration, you have access to all our products.

Open your WeltSpar account in three easy steps

Register and identify yourself

Open your free WeltSpar account quickly and easily using the PostIdent or VideoIdent process. After successful verification, you can access all our savings and investment products.

Select an offer

Choose the right offer for you from our fixed-term deposits, call money, and investment and retirement products.

Transfer money

Transfer the desired investment amount to your WeltSpar account or authorize direct debit. Our online banking gives you full control at all times.

Open a WeltSpar account now

Invest and manage money from anywhere with the WeltSparen app

Manage your portfolio with WeltSparen in a single app. This way, you can keep track of your investments anytime, anywhere, and make investment decisions even faster.

Scan the QR code now and get started!

How to Get Started with WeltSparen

Open your WeltSparen account in just a few steps. We offer an excellent opportunity for saving and investing.

All About the WeltSparen App

With the WeltSparen app, you can easily and quickly manage savings, term deposits, and investment products from anywhere.

How ZINSPILOT and WeltSparen Are Connected

As of March 31, 2025, ZINSPILOT has been discontinued. WeltSparen is now the leading platform for savings and attractive investment products.

One account for all products: With WeltSparen, a single registration and account setup gives you access to all available offers.
Free service: All general services such as account opening and management, international transfers, balance confirmations, account statements, and customer support are free of charge — we cover any resulting costs for you.
German-speaking customer support: Our personal customer service is here to assist with all your questions and support you on your journey to building lasting wealth.
Low-cost investment products: Benefit from long-term low fees with our investment and retirement products.

Return-focused: Gain broad and cost-efficient access to capital markets with our ETF portfolios and more.
High-interest savings offers: Choose from over 1,250 competitive term and overnight deposit products from more than 177 European partner banks — with interest rates of up to 3.15% p.a.
Security: All savings products at WeltSparen are protected by European deposit insurance up to €100,000 per depositor. We also offer guaranteed pension rates for your retirement planning.
Transparent: WeltSparen’s online banking gives you full control and visibility over your investments at all times.

Germany’s Best Financial Service Provider

WeltSparen was awarded the Handelsblatt Quality Seal by the consulting and analysis firm ServiceValue and Handelsblatt, Germany’s leading financial and economic newspaper.

Critical Investors

According to Kritische-Anleger.de, WeltSparen is Germany’s highest-rated investment marketplace by investors, receiving 4.8 out of 5 stars.

Biallo

Biallo ranked Raisin’s digital asset management first for (simulated) performance over both 4- and 6-year periods.

More awards